Source: WalletHub

Colorado is the 28th safest state for road safety in 2015, according to Wallet Hub’s new Safest States to Live In study, as Caitlin Hendee reports for the Denver Business Journal. In addition to road safety, the study rates states and the District of Columbia in five safety categories, including financial, workplace, natural disasters, and home & community, Wallet Hub writes. In addition to safety, the study gave points to states for budget-friendliness.

For the road safety part of the study, — which gets a five weight, like all of the components except for home & community safety (which gets a 10 weight) — researchers looked at the number of DUIs per 100,000 residents, based on the number of arrests, and gave that a full weight within its category. The study also examined two other aspects of road safety, to which it gave double rates each: the number of fatalities per 100 million miles of travel and the pedestrian fatality rate per 100,000 residents. Wallet Hub notes that the pedestrian death rate includes pedacyclists.

The five states with the fewest fatalities per 100 million vehicle miles of travel, according to Wallet Hub, are Massachusetts (coming in at No. 2), Minnesota (ranking third), New Jersey (fourth), and Washington (fifth), with the No. 1 spot going to the District of Columbia, which of course is not a state. At the other end of the Wallet Hub list, those states with the most fatalities per 100 million vehicle miles of travel are number 47, South Dakota; number 48, South Carolina; number 49, Mississippi; number 50, West Virginia; and, worst on the list, Montana.

In the four other sections of the study, Colorado is ranked 11th in financial safety, eighth in workplace safety, 37th in natural disasters, and 32nd in home & community safety. It is ranked 25th overall.

Wallet Hub put the report together to help people figure out where to relocate, as relocating is never easy, it writes. It based its findings on 20 key metrics that analyzed each state and the District of Columbia according to various safety standards, and considered such aspects as the rates of crime and car accidents, as well as data that relates to employer insurance coverage, weather disasters, and more, WalletHub writes. The data Wallet Hub used came from the U.S. Census Bureau, the U.S. Bureau of Labor Statistics, the Federal Bureau of Investigation, the National Highway Traffic Safety Administration, the National Climatic Data Center, the Centers for Disease Control and Prevention, Verisk Analytics,, the Henry J. Kaiser Family Foundation, the U.S. Department of Health & Human Services, the Crime Victims Center, and CoreLogic.

In February 2012, Evolution Finance launched Wallet Hub (which is based in Washington, D.C.) as a “one-stop destination for all the tools and information consumers and small business owners need to make better financial decisions and save money.” As this blog wrote a year ago, Wallet Hub’s study of the best and worst states for teen drivers in 2014 ranked Colorado near the bottom, at 47, in the category of teen drivers with “Under the Influence” traffic violations.

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