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Fort Collins Ranks Third on Allstate’s Safest Drivers List

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Downtown Fort Collins, CO.

Fort Collins, Colorado, is the third-safest driving city in the U.S., according to The Allstate Insurance Company’s eighth annual “Allstate America’s Best Drivers Report.” The report, based on the insurance company’s claims, ranks the 200 largest cities in the U.S. in terms of car collision frequency to determine which cities have the safest drivers.

Fort Collins drivers are 26.7% less likely to have accidents as compared with the national average, and only two cities ranked better: Boise, Idaho (27.3% less likely), and Sioux Falls, South Dakota, ranking first, at 27.6% less likely. The top 10 safest driving cities also include: Madison, Wisconsin; Lincoln, Nebraska; Huntsville, Alabama; Chandler, Arizona; Reno, Nevada; Knoxville, Tennessee; and, ranking 10th, Springfield, Missouri (whose drivers are 17.4% less likely to get into a collision than the national average).

Among cities with more than a million people, Phoenix, Arizona, ranked first for the eighth year in a row, although it ranked 53d out of all 200 cities in the report. Drivers in Phoenix were 1.6% less likely to have a crash than the national average. Philadelphia ranked last in the million-plus list (and 190 overall) with drivers 64.1% more likely to have a crash. Los Angeles ranked 182 overall, with drivers 48.5% more likely to crash, and New York ranked 176 overall, with drivers 41.1% more likely to have a crash.

The report notes that a driver in the safest driving city, Sioux Falls, will likely experience an accident once every 13.8 years, as opposed to Washington, D.C., where drivers get into accidents ever 4.7 years on average, as Jim Gorzelany reports in a Forbes article appearing on’s BottomLine. “This means they’re a whopping 112.1 percent more likely to be party to an accident than the typical driver in the U.S., who wrecks his or her car once every 10 years,” he writes.

Gorzelany goes on to say:

Taken on a statewide basis, California would seem to have the worst drivers overall, placing five cities among the top 25, including Glendale (5), San Francisco (10), Los Angeles (14), Fullerton (16) and Torrence (22). New Jersey came in a close second with four cities among the top 25, with Florida and Virginia tied for third with three cities each.

Other Colorado cities in Allstate’s report include Denver (ranking 55, with drivers 1.5% less likely to have a crash than the American average), Colorado Springs (ranking 23, whose drivers are 13.2% less likely to have a crash than the national average), and Aurora (ranking 54).

According to the National Highway Traffic Safety Administration, fatalities from car crashes are at the lowest level they’ve been at since 1949, but they still average more than 32,000 every year, Allstate notes in its press release. The insurance company quotes Mike Roche, its senior vice president of claims:

It is vital for us to educate American drivers about safe driving behaviors they can demonstrate on the road that will help make our roadways safer. Minimizing distractions, obeying traffic laws, and using your car’s safety features like turn signals and headlights, are all ways to be safer, no matter where you drive.

Allstate offers drivers the following tips in order to prevent accidents:

  • Allow plenty of time to reach your destination.
  • Know what’s happening during the time you’re driving; find out what events are going on that might affect traffic.
  • Stay alert to pedestrians, emergency vehicles, and other modes of transportation.
  • Get directions ahead of time. If you get lost en route, pull off the road and use that time to get directions or call for help.
  • Heed the speed limit.
  • Slow down for pedestrians, especially children.
  • Know the rules of the road, especially at night, when it can be harder to see road signs.
  • Keep a safe distance between your vehicle and others, especially in the case of large trucks, whose drivers might not see your car. If you plan to pass a truck, make sure you have plenty of space and time. writes that choosing a good, safe, and reliable car is also very important for avoiding crashes:

We’re seeing new safety technologies are helping to make today’s cars safer. Now, antilock brakes, curtain air bags, and stability control are either standard equipment or readily available and we highly recommend choosing a car, new or used, that is so equipped.

The car model pages on provide information about crash test results, and about how reliable each car model is. You can see them at:

A reader named Cale posted the following comment below the article:

Like the earlier post where Ford mentioned their commissioned survey that found bad driving behavior pervasive among drivers that consider themselves ‘above average’, safety experts always stress that driving the speed limit is safest. I’m not talking about school zones or around town but our nation’s highways are safer when everyone drives about the same speed and maintains safe following distances. For as long as I can remember, that average speed has been above the posted limit.

Image by charkesw (Charles Willgren).


My daughter and I first consulted with Dan Rosen after a very serious auto accident. Dan had several phone conferences with me, and Tracie was available whenever I called. We would recommend personal injury attorney Dan Rosen to anyone!
Sally from Denver, Colorado

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